USING A MORTGAGE BROKER AS OPPOSED TO THE BANK

Many people don’t know the difference when it comes to using a mortgage broker verse the mortgage representative inside of a bank. Depending on your needs and comfort level understanding which one works best for you can make a world of difference. A rep that works in the bank has to be jack of all trades master of none (more or less) and may only have access to minimal lenders. A mobile mortgage rep has access to many different lenders and can meet you in the comfort of your own home. I’ve had clients that insist on a mortgage person from the bank they work with. Lucky for them, I am connected to mobile mortgage specialists from all major banks.

For the rate shoppers, a mortgage broker will help you get a better deal. A mortgage broker works for you to shop the mortgage market, saving you time and money. They do the rate shopping and are able to put together packages that your bank may not be able to.

For the not so perfect credit consumer, a mortgage broker may be able to get a “B”or “C” lender to approve you where the bank would deny you a mortgage.

My good friends Matthew Taylor and Siobhan Bent (The Mortgage Lady) over at THE MORTGAGE CENTRE are always ready to help with the lending process with:

·         High level  of professionalism and service at all times
·         Absolute confidentiality in regards to personal information
·         Availability and reliability
·         Updates on status of your transaction
·         All calls returned within 24 hrs or less
·         Support and education on details related to your loan
·         Putting people over profits and reputation over revenue
·         Peace of mind knowing you received the right product for you and your family’s future
·         Continued support after the loan processed has been approved

Why Them?

• Independent advice
• More mortgage choices
• Best-available rates
• Fast, convenient, local service
• Specialized knowledge

They'll take your needs and goals into consideration when shopping for your mortgage. They understand that mortgages aren't a one size fits all proposition. Using their exclusive Mortgage Market technology, they're able to factor in a number of lifestyle and financial variables to search for the mortgage that's exactly right for you. Contact me today to get connected to the mortgage broker that is right for you! For all your real estate needs I am more than happy to help you and the people you refer to me. Call 647-308-5148 and if no answer, send a text and I’ll be sure to reply!

Makini Smith
Sales Representative
RE/MAX First Realty Ltd., Brokerage
www.makinismith.com

I'm Social!

Linkedin
Facebook
Twitter
Instagram